Maxann Davis' Blog

Tips for Paying Your Mortgage Off Early
Posted on 02/16/2020
Tips for Paying Your Mortgage Off Early
Image by Nattanan Kanchanaprat from Pixabay Owning a home can be an amazing experience. But interest from your mortgage accumulates over time, leaving you to seemingly pay an arm and a leg to finance your home. But while you may think that paying off your mortgage early is a great idea, that isn’t always the case. You May...
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Home Buying Timeline: How Long It Takes to Buy a Home
Posted on 02/09/2020
Home Buying Timeline: How Long It Takes to Buy a Home
Do you ever wish that they taught a class in high school called, “Things You’ll Actually Need to Know In Life?” You’d learn how to prepare your taxes, what investing is, and how to buy a home. Unfortunately, all of these important life lessons tend to be self-taught; you pick them up along the way and learn from your...
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How to Approach a Home Selling Challenge
Posted on 02/02/2020
How to Approach a Home Selling Challenge
If you encounter home selling challenges, there is no need to worry. In fact, if you know how to approach potential house selling hurdles, you may be better equipped than others to enjoy a seamless property selling experience. Now, let's take a look at three tips to help you hone your approach to home selling challenges. 1. Remain Calm...
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Mortgage: What are Points?
Posted on 01/26/2020
Mortgage: What are Points?
Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the mortgage company and the market. For example,...
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Should I Commute to Own a House?
Posted on 01/19/2020
Should I Commute to Own a House?
Photo by Monkey Business Images via Shutterstock Homeownership is a marvelous thing. Many folks go to extraordinary lengths to make it happen for their household. One thing that makes ownership difficult is affordability in the same locale as your employment. When that's the case, many potential buyers begin searching outside their comfortable commuting radius to find an affordable...
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Frequently Asked Questions for FHA Loans
Posted on 01/12/2020
Frequently Asked Questions for FHA Loans
If you’re hoping to buy your first home in the near future, you’re likely wondering about the different types of mortgages that you may qualify for. Since the 1930s, the Federal Housing Administration (FHA) has been insuring home loans for first-time homeowners across America. This program helps people achieve homeownership who typically wouldn’t be able to afford the down...
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Create a DIY Storage Bench
Posted on 01/05/2020
Create a DIY Storage Bench
Photo by Thijs van der Weide from Pexels You may be surprised to learn just how much a little DIY storage bench in your entryway can save you in time and money. Storage benches offer children a place to sit while they remove snowy or muddy shoes. That's less time spent mopping your kitchen or steam-cleaning the carpets....
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Is Your Home an Attractive Option for Buyers?
Posted on 12/29/2019
Is Your Home an Attractive Option for Buyers?
As a home seller, it is important to do everything possible to make your residence an attractive choice for buyers. Because if your home stands out from the pack, you may be better equipped than other sellers to enjoy a fast, seamless and profitable house selling experience. Ultimately, there are many ways to make your home an attractive option...
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Key Issues to Address Before You Purchase a Home
Posted on 12/22/2019
Key Issues to Address Before You Purchase a Home
If you intend to purchase a house soon, it helps to prepare for the home buying journey. In fact, if you identify potential issues before you start your quest to find your dream home, you could avoid them during your property search. Now, let's take a look at three common issues that plague homebuyers, along with tips to address...
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How Do Buyers Feel After They View Your Residence?
Posted on 12/15/2019
How Do Buyers Feel After They View Your Residence?
As a home seller, it is important to do everything possible to ensure your residence makes a positive impression on buyers. Because if your residence fails to impress buyers during a showing or open house, your home may linger on the real estate market for an extended period of time. Ultimately, there are lots of things you can do...
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How To Choose The Right Location To Buy A Home
Posted on 12/08/2019
How To Choose The Right Location To Buy A Home
When it’s time to buy a new home, you’ll hear a lot about the importance of location. How can you choose a place? Whether you’re moving around the corner or across the country, there are a few essential things that you should know in order to select the best place for you to live. Read on for some questions...
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What Home Buyers Should Know About Appraisals
Posted on 12/01/2019
What Home Buyers Should Know About Appraisals
Home appraisals are an important part of the buying and selling process. Lenders use appraisals to make sure that the home is worth what the borrower is paying. A home’s appraisal value is based on a number of factors, all of which we’ll discuss in this post. Whether you’re a buyer, seller, or are just learning about the process...
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